Home Loan Guidance from Michael Marchena

Clear Information. Personal Support. Practical Next Steps.

My Key Home Loans helps California buyers and homeowners understand the mortgage process, organize their next steps, and prepare for an informed conversation about available financing options. Michael provides direct, one-on-one guidance through Perez Consulting Inc. dba Top Loan Fundings.

How Michael Can Help

Home Purchase Guidance – Prepare for application, review, and closing milestones
Refinance Guidance – Review your goals and the information needed to discuss available options
Investment Property Financing – Understand documentation and application requirements
Personalized Support – Get clear answers and practical next steps based on your situation

Guidance Without the Pressure

Whether you are buying, refinancing, or exploring an investment property, Michael will help you understand the process and prepare for the next step. Program availability, eligibility, and terms vary and require a completed application and review.

Meet Michael Marchena

Local mortgage guidance for California buyers and homeowners

Michael Marchena is a Mortgage Loan Originator serving Temecula Valley and Southern California. He brings experience in both real estate and home lending and focuses on making complex information easier to understand.

Have questions about the application process or what to prepare? Send Michael a message to start a conversation.

My Key Home Loans | Perez Consulting Inc. dba Top

Temecula, CA, USA

📞 (951) 466-0012

Stacked coins next to a wooden house model, symbolizing home equity, savings, and mortgage lending.