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Michael Marchena Home Loan Expert in Temecula Valley

Your Trusted Guide to Homeownership

At My Key Home Loans, we believe getting a mortgage should feel simple, stress-free, and empowering — not overwhelming. Founded by local expert Michael Marchena, we’re here to help families, first-time buyers, and investors find the right home loan with clarity, confidence, and care.

We specialize in:

  • 🏡 Home Purchase Loans – From pre-approval to closing, we make it smooth and straightforward 
  • 🔁 Refinancing – Lower your rate, reduce your term, or tap into equity
  • 💼 Investment Property Loans – For savvy buyers looking to build wealth
  • 💬 Personalized Loan Consulting – One-on-one guidance tailored to your goals

We’ve Got Your Back Every Step of the Way

Whether you’re buying your first home, upgrading, or refinancing, we’re here to guide you every step of the way — no pressure, just honest advice and expert support.

Home Loans Made Easy with Michael Marchena – Temecula’s Home

🏡 Helping Temecula families finance their dream homes with ease and confidence.

Michael Marchena is more than a mortgage lender — he’s your trusted local expert with deep roots in both real estate and home lending. With years of experience helping families in Temecula and throughout Southern California, Michael brings a client-first approach to the loan process, making it clear, smooth, and stress-free from start to finish. 💼✨


 🔍 Curious about your buying power? Let’s talk about your goals and get you pre-approved today!

My Key Home Loans | Powered by Patriot Pacific Fin

Temecula, CA, USA

📞 951-392-8511

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Home Loan Expert: Michael Marchena


My Key Home Loans – Your trusted mortgage partner in California. Specializing in FHA, VA, Conventional, Jumbo loans, and more.


NMLS ID: 2501919 | DRE License: 02031692

Company NMLS: 3029 (Patriot Pacific Financial Corp NMLS #1921615)

Equal Housing Lender


© 2025 My Key Home Loans. All Rights Reserved.

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