Home Loans in Temecula! With Trusted Local Mortgage Experts
Get personalized home financing solutions to buy, refinance, or invest — backed by local expertise and client-first service.
📞 Call/Text: 951-392-8511
Get personalized home financing solutions to buy, refinance, or invest — backed by local expertise and client-first service.
📞 Call/Text: 951-392-8511
Ready to get started?
Click the Get Started button below to take the first step toward your home loan. It’s quick, easy, and puts you one step closer to your new home.
We offer a full range of home financing solutions designed to meet your unique needs — whether you’re buying your first home, upgrading to your dream house, refinancing for a better rate, or building your investment portfolio.
🏠 Home Purchase Loans
Perfect for first-time homebuyers and repeat buyers alike. We’ll guide you through the entire mortgage process, from pre-approval to closing, making sure you feel informed and confident every step of the way.
🔁 Refinancing
Refinance your existing mortgage to lower your interest rate, reduce your monthly payments, or access your home’s equity for home improvements or debt consolidation. We’ll help you explore your best options and run the numbers together.
🏘️ Investment Property Loans
Looking to grow your real estate portfolio? We offer flexible loan solutions tailored to real estate investors — whether you’re purchasing your first rental or expanding your current holdings.
🪖 VA, FHA & Conventional Loans
We offer a wide range of loan products including VA loans for veterans and active-duty military, FHA loans for low down payment options, and conventional loans for buyers with strong credit. We help match you to the right loan for your financial goals.
Have questions or ready to take the next step?
Hi, I’m Michael Marchena, a licensed mortgage advisor and real estate expert based in Temecula, CA. Whether you’re buying your first home, refinancing, or just exploring your options, I’m here to help you find the best loan — with clarity, transparency, and personal attention. Let’s work together to get you one step closer to home.
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Home Loan Expert: Michael Marchena
My Key Home Loans – Your trusted mortgage partner in California. Specializing in FHA, VA, Conventional, and Jumbo loans.
NMLS ID: 2501919 | DRE License: 02031692
Branch NMLS: 15138866 | Company NMLS: 3029 (CrossCountry Mortgage)
Equal Housing Lender
© 2025 My Key Home Loans. All Rights Reserved.
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