Straightforward home loan guidance for California buyers and homeowners
Understand your options, prepare with confidence, and get personal guidance from application through closing.
Call or text (951) 466-0012
Start with clarity
Your home loan journey, explained
Tell us about your goals, review available options, and prepare your application and next steps with clear guidance along the way.
Explore home loan options
Financing options for different homeownership goals
HOME PURCHASE
Guidance for first-time and repeat buyers preparing for a home purchase.
REFINANCE
Explore whether refinancing may fit your current goals and financial situation.
INVESTMENT PROPERTY FINANCING
Discuss financing considerations for a first rental or an existing real estate portfolio.
GOVERNMENT-BACKED AND CONVENTIONAL OPTIONS
Learn about available loan categories and the application requirements that may apply.
Programs, availability, eligibility, and terms vary. A completed application and review are required.
Home loan guidance from Michael Marchena
Clear information. Personal support. Practical next steps.
Michael helps California buyers and homeowners understand the mortgage process, organize their next steps, and explore available financing options through Perez Consulting Inc. dba Top Loan Fundings.
Michael Marchena | Mortgage Loan Originator
Temecula Valley, Temecula, CA, USA
Call or text (951) 466-0012
